Affordable Overseas Medical Coverage in USD
May 2023: So this is what happened. Admitted to Pantai. Cause? Acute gastroenteritis due to food poisoning. No big deal really but doctor did abdominal CT scan + endoscope on me. I'd lying if
Product
What to Consider Before Changing your Outdated Medical Card
So you have been holding on a medical since 5 years ago or even longer? And you recently got triggered that your annual limit might not be sufficient going forward? But, you
Insurance Savings Plan can Beat Fixed Deposit? (30 years case study)
Finally, we have client who came to us to review and restructure his insurance policies dating from 3 decades ago. 4 of the policies are savings plan, bought in the
Y/N? Top up Company Medical Insurance Coverage
You've enjoying a very comprehensive medical insurance coverage by your employer for quite some time. But recently somebody or some event triggered you that can be insufficient You have no intention
Innovative end-to-end global medical coverage in USD
This is a breakthrough solution from a Malaysian insurer - now there is a product which covers your hospitalization and surgical procedures internationally without geographical restrictions. Coverage up to USD
Allianz Medisafe Infinite+ Review & Compare
Come July 2019, following new ILP guideline/ruling from BNM, most insurers in Malaysia took this opportunity to revise their product offerings. Personally, I only focus on what I think is the
Medical Card by Life Insurer vs General Insurer – Critical Things to Know
Here's the story Some time ago, a new prospective client did his own research comparing the cost (premiums) of medical cards. He found out that there's a different medical card product range,
Do you need 150+ Critical Illnesses Cover?
It used to be just 36 Critical Illnesses aka Dreaded Diseases. Then the coverage evolved to include Early Critical Illnesses, which some insurers packaged them as 60 or 70+ Critical Illness
Most Enduring Insurer (according to a global research)
Do you agree, when you purchase an ins policy, you expect to keep it for the next 30-50 years but you just hope we won't have to use it. The crux
Medical Card: 150 days per year vs 150 days per disability?
Have you really scrutinized your medical card - the number of days per year of hospitalization it covers? Yes, they varies from one insurer to another. And more than that, there's this
How does this eMedic Card compare to Normal Medic Card? (Truth Inside)
I think this insurer really made a breakthrough in Malaysian health insurance market by offering an electronic version of its medical card which can be bought online without any insurance
Here’s why I hate this insurer (because its agent are blindsiding customers when selling this medical card)
I think this insurance company is blatantly trying to blindside people for its medical insurance products. Here's why. Let me ask you, if you an insurer, offering a medical card with no
Standalone Medical Card Specifically for Diabetics
If you don't know that already, once you are diagnosed with diabetes, all insurers will reject your medical insurance application. In fact, there's no point submitting an application in the
How to Get Health Insurance even if you are overweight w/ high cholesterol + blood pressure
You may have watched the video below but in case you have NOT, watch it first to get a background of what this is about. Of course, as a subscriber, you
New medical card review Sept 2017
OK, here's the thing - it is not everyday or even every month where insurance companies updates their range of medical cards aka health insurance aka hospitalization & surgical policies. No,
Allianz Medical Card Range Comparison (updated Feb 2017)
This table compare all available Allianz medical card options and configurations, with indicative annual premium for a 35 & 50 years old Male/Non-smoker/Occupation Class 1 & 2. Room & board (R&B)
AIA Medical Card Range Comparison (updated Nov 2016)
This table compare all available AIA medical card options and configurations, with indicative annual premium for a 35 & 50 years old Male/Non-smoker/Occupation Class 1 & 2. Room & board (R&B)
Prudential PruValueMed now comes with Deductible options
Prudential products are known for its premium prices, so when we hear that a PruValueMed can be bought at only RM 1,200 per year, I got to check out more. Turns
Allianz Infinite Xtra – ‘premium’ grade premium + features
Allianz updated its Medisafe Xtra medical card as highlighted here before in 2015 – a few notches above its previous revision. Among the highlights: No lifetime limitWhat used to be lifetime limit now
Best medical card 2016 so far – Smart Medi 2.0
This standalone medical card has 1 main feature unheard of in the market - a comprehensive annual health screening and cancer marker tests. And plus some other features as well
(Updated) Allianz Medisafe Xtra medical card
Back in July 2015, Allianz Life updated its flagship medical card - SEE HERE again if you cannot recall. What I didn't include then was a full presentation of the features
New medical card from Allianz (July 2015)
Allianz Medisafe (new) Medical card is getting more and more competitive nowadays.  Allianz, known for its rich features and low costs, revised its previously EUMCR card to Medisafe, with a few added
PruValueMed full details
As mentioned previously, Prudential came out with a competitive new medical card in the market – PruValueMed. Here is the full 93 pages presentation on the product. Another feature to highlight is
PruValueMed – Competitive
Prudential came out with a competitive new medical card in the market - PruValueMed. Here are 2 major excellent features worth mentioning: Virtually no annual limit by designRe-term Lifetime limit to what
AIA’s own answer to GE’s deductible medical rider
Allianz has long been the only player in the niche of deductible medical card - the "no-strings-attached" type. Previously, we have covered Great Eastern's deductible medical rider; provided a corresponding
The only medical card solution for pre-born baby
If you are a parent, you care for the well-being of your child, especially before 3 years old - whereby frequent, unanticipated visits to the hospital is a common occurrence.
Member’s Question – Upgrade existing GE medic card?
Summary of this video Upgrade existing medical card - worth it? What is the high Annual Limit & No Lifetime Limit as claimed? The Annual Limit is 10 times the Deductible Amount which
The Contender to the Best Medical Card in the Market (Jun 2014) and Why
Summary of this video Improvement to Great Eastern's Smart Medic medical card product line The option to remove co-insurance and co-payment clause A deductible feature which "removes" the annual limit of the medic
Which medic cards have separate outpatient limit for kidney and cancer?
Summary of this video What problems this may cause you in the future? What does it mean by separate outpatient lifetime limit for kidney condition and cancer? Which insurance company medic card has
How Investment Linked Policy Really Works – with Sales Illustration
Summary of this video How Premium Paid and Insurance Charges Move over the years What Happens when Insurance Charges > Annual Premium What is the probability your policy will lapse How to Mitigate this
Restructure an Investment Linked Policy
Summary of this video How you are paying for redundant things in your policy... ...and how you save money and triple your protection by policy restructuring See me restructure a policy LIVE by