So you have been holding on a medical since 5 years ago or even longer? And you recently got triggered that your annual limit might not be sufficient going forward? But, you

Finally, we have client who came to us to review and restructure his insurance policies dating from 3 decades ago. 4 of the policies are savings plan, bought in the

Let me reveal to you - a good indicator of the type of illness or condition you should really be aware of... ...based on the top-down breakdown of the Top 5

You've enjoying a very comprehensive medical insurance coverage by your employer for quite some time. But recently somebody or some event triggered you that can be insufficient You have no intention

Here's the truth. Your medical card/insurance won't cover your hospital bills 100% You probably need to fork out money to pay for some items in your medical bills upon discharge. But WHY? And is

This is a breakthrough solution from a Malaysian insurer - now there is a product which covers your hospitalization and surgical procedures internationally without geographical restrictions. Coverage up to USD

Come July 2019, following new ILP guideline/ruling from BNM, most insurers in Malaysia took this opportunity to revise their product offerings. Personally, I only focus on what I think is the

Here's the story Some time ago, a new prospective client did his own research comparing the cost (premiums) of medical cards. He found out that there's a different medical card product range,

It used to be just 36 Critical Illnesses aka Dreaded Diseases. Then the coverage evolved to include Early Critical Illnesses, which some insurers packaged them as 60 or 70+ Critical Illness

If I were to tell you you need to pay RM 10k/year for RM 500k (half a million) of Death/TPD coverage, would you think this is reasonable? For the uninformed, the

Do you agree, when you purchase an ins policy, you expect to keep it for the next 30-50 years but you just hope we won't have to use it. The crux

Have you really scrutinized your medical card - the number of days per year of hospitalization it covers? Yes, they varies from one insurer to another. And more than that, there's this

I think this insurer really made a breakthrough in Malaysian health insurance market by offering an electronic version of its medical card which can be bought online without any insurance

I think this insurance company is blatantly trying to blindside people for its medical insurance products. Here's why. Let me ask you, if you an insurer, offering a medical card with no

If you don't know that already, once you are diagnosed with diabetes, all insurers will reject your medical insurance application. In fact, there's no point submitting an application in the

You may have watched the video below but in case you have NOT, watch it first to get a background of what this is about. Of course, as a subscriber, you

OK, here's the thing - it is not everyday or even every month where insurance companies updates their range of medical cards aka health insurance aka hospitalization & surgical policies. No,

This table compare all available Allianz medical card options and configurations, with indicative annual premium for a 35 & 50 years old Male/Non-smoker/Occupation Class 1 & 2. Room & board (R&B)