If you are in your 40’s or above, chances are – it won’t taking a stroll in the park when you apply for medical insurance (aka medical card). The worst...

So here’s the thing…like some things in life, you probably need to go to both ends of the spectrum to know the entire picture. How can you understand what’s...

Picture this. You pay for your medical card premium for n-th number of years. Then one day, you need to be admitted to the hospital. You expect hassle-free, cashless...

How High can Cancer Treatment Bills go? The subject line is self-explanatory and I hope this serves as a useful practical (not medical) perspective for your reading this....

If you’ve been admitted to a hospital before,  have you wondered why the specialist come to see you twice a day, but not less and not more? That seems to be the norm,...

If I were to offer you something that gives you 25% return in 15 years, would you take it? Most people first reaction would be – ‘YES!’ then they will be...

“But why I want to lose weight in the first place?” Because every few weeks, we got new AskCF members who asked in their very first question: ‘I am in urgent...

Impacts of Pakatan Harapan’s GE14 manifesto on sectors and stocks. Consumer goods sector to be resilient in 2018 and 2019 as the new PH government is expected to abolish the...

Updated 15/2/2018 This table is computing the total returns up to end 2017 if you were to invest RM 50k into the list of EPF-approved unit trust funds with foreign exposure,...

I always got an equal number of inquiries when it comes to buying a medical card for: Your children Your elderly parents In your opinion, which one should we prioritize over?...

I am sure you are aware of the outcomes below when it comes to insurance application: Approved per standard case, as quoted (best case scenario, standard premium, full...

Don’t underestimate this knowledge on how to get your credit application approved (or never rejected in the first place). Let me put you in a situation. You discovered a...

Have you been in a scenario where a retired/non-working elderly parents/relatives always hunt for the best fixed deposit deals from banks to park their retirement money? They...

In this month’s episode, I answered the questions:   What is the evidence required to claim the 3,000 parental tax relief from 2016 to 2020…(remember, you...

Before all these money scams / pyramid schemes became popular, one of the common methods to save & invest for long term is via insurance savings plan (aka endowment plan)...

The “conventional wisdom” has always been that Warren Buffett’s success can be explained by his stock-picking skills and his discipline. And that lead people...

People always asked “how do I know if I can sustain my lifestyle until my twillight years with what I already have?” In other words, they are looking to quit or...

Profitable + consistent annual returns in long term investing doesn’t have to be a scary, frustrating experience. This is your ultimate shortcut to getting world class...

Back in Oct 2015, I did a webinar with KCLau (recording way below this page), educating the public about the legitimate form of private equity investment in Malaysia. These...

Considering the cost of current medical procedures now and future medical inflation, is it more worthwhile to either self-insure myself or buy a medical card? I got asked the...

When we buy and maintain a medical card, we must know the estimated costs of common medical procedures in private hospitals. It could vary from one hospital to another. The...

The below is a detailed scanned presentation slides outlines the following aspects in mortgage loan application & approval: Classification of high risk occupations How...

The loan calculators you obtained online (like iMoney or Loanstreet) will tell you the difference in total interest paid when you change the interest rate variable, say, from...

A member, Darren Chow, asked if an endowment plan from GE, Great Premier Wealth (GPW) is better than FD 3% in 2016. The GPW Plan needs you to pay 6k for the 1st 5 years,...

This is a medical case which I could share with you – a 3 y old child who had emergency admission into private hospital on a weekend. Reason was – bleeding on...

The story below comes from my FB timeline – a case relating to AIA Singapore. Click to enlarge.  

The link below contains true story of a lady in her 20’s having colon cancer, which is pretty uncommon as this condition normally affect males and normally not as young....

While a million ringgit lifetime limit for a medical is logical for now and future, the same cannot be said for life insurance. You might or might not need it. Some of the...

I always advocate an annual limit of RM 100k minimumly and a lifetime limit of RM 1 mil. Although very few customers questioned me on it, I can tell you it is not a figure I...