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		<title>Medical card for Diabetics</title>
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		<pubDate>Sun, 22 Jun 2025 05:45:00 +0000</pubDate>
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					<description><![CDATA[In this video, I clarify common misconceptions about obtaining medical insurance for diabetics in Malaysia. I discuss two insurance companies that offer coverage and the factors that influence approval, such as HbA1c levels and past complications. I also break down the specifics of the medical cards available, including annual and lifetime limits, and the costs [&#8230;]]]></description>
		
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		<title>Differentiating Co-Insurance with Deductible</title>
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		<pubDate>Thu, 22 May 2025 06:01:00 +0000</pubDate>
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					<description><![CDATA[In this video, I break down how co-payment/co-insurance work, particularly with Allianz options. I provide examples to illustrate the differences between a 5% and 15% co-insurance, including their upper caps and how they affect your medical bills. I also explain the concept of deductibles and how they differ from co-insurance. If the examples still aren&#8217;t [&#8230;]]]></description>
		
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		<title>Medical card 2025 Part 2(High End Config)</title>
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		<pubDate>Tue, 22 Apr 2025 04:26:00 +0000</pubDate>
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					<description><![CDATA[In this video, I dive into the latest premium medical card versions from major insurance companies in Malaysia for 2025, focusing on the lowest pricing and coverage options. I highlight trends in room and board rates and the changes in package offerings, noting that many companies are reducing their package options. I also discuss the [&#8230;]]]></description>
		
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		<title>Medical card 2025 Part 1(Affordable Config)</title>
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		<dc:creator><![CDATA[ERIKA]]></dc:creator>
		<pubDate>Sat, 22 Mar 2025 01:41:09 +0000</pubDate>
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					<description><![CDATA[In this video, I discuss the major revisions to medical cards by various insurance companies for 2025, focusing on the most cost-effective options available. I highlight the differences between the lowest and premier versions of these cards, including coverage details and cost-saving options. It&#8217;s important to note the changes in annual limits and co-insurance rates [&#8230;]]]></description>
		
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		<title>google1eaf2d98a564c043.html</title>
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		<dc:creator><![CDATA[CHING FOO LIEU]]></dc:creator>
		<pubDate>Mon, 13 Feb 2012 03:19:29 +0000</pubDate>
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