Comments for AskCF.com

Comment on Answer for Insurance policies with payment term much lesser than policy term by SC

SC — Wed, 12 Jun 2024 08:47:24 +0000

Thanks, Erika!

Comment on Answer for Medical Card – Upgrade? by KEIKO ISHIGAMI

KEIKO ISHIGAMI — Mon, 02 Oct 2023 05:13:32 +0000

Hi, Erika
Here is the details:
Existing plan – annual limit RM1.2mil, NO lifetime limit (unlimited) R&B RM200. The medical card coverage ends on my 80 birthday.Annual premium is RM5230.

New insurance mentioned above. R&B RM200 Annual limit RM2mil. No liftetime limit. Annual premium is RM5832. (this is an quotation shown by a agent) this covers up to 90YO birthday.

I do not catch on your “age of courage is secondary’, it sounds not that importnat here. The probabilty to have an agressive treatment above 80YO is not so high, or I may not be around. Haha.. Looking forward to your review.

Comment on Answer for Medical Card and Life Insurance by Khek Yang Tay

Khek Yang Tay — Tue, 06 Jun 2023 17:07:07 +0000

Hi,

The equivalent quote I’m getting is for 70

UltimateLink R&B200 (RM140/mth) + Premierlink 500k (RM250/mth) = RM390/mth i.e. 4680/year

My understanding I’m getting is that – if the quote is lower because of Premierlink (life insurance) is cheaper in general – but coverage is the same, and generally there’s a better price because of the fact that there’s also a discount on it?

Do let me know if my understanding is wrong etc.

Comment on Answer for Medical Card and Life Insurance by Khek Yang Tay

Khek Yang Tay — Wed, 24 May 2023 15:38:32 +0000

Hi, OK will ask him so.

But can i get a quote for 500k + medical card 200 for both HLA and Allianz for comparison?

Thanks in advance

Comment on Answer for Medical Card and Life Insurance by Khek Yang Tay

Khek Yang Tay — Mon, 22 May 2023 16:08:49 +0000

Hi,

Firstly – which would you suggest between HLA and Allianz?

So sorry for the trouble – can I have a quote for RM500K coverage of Life in 1 policy also?

I have quotes also for AIA and Prudential, but I'm keen to have a good quote from your end which should be non-favourable to a specific insurance.

I'm trying to compare against an equivalent quote which is being provided by a friend of mine – who provided combination of UltimateLink (for the medical insurance) + Premierlink (for the life insurance) of the same benefits.

Why is it that this friend of mine is providing such a combination quote instead of combining in one?

Question also – if I decide to increase my room rate later on (e.g. from 200 to 300), is this supported?

Thanks a lot in advance!

Comment on Answer for Investment plan to settle housing loan by Chris Teh

Chris Teh — Wed, 04 Jan 2023 09:48:52 +0000

Required info as below:
Original loan amount = 1.12mil
Outstanding amount = 1 mil
Interest = 4.5%
Original loan duration = 35 years
Monthly repayment = 5k

Comment on Answer for Investment plan to settle housing loan by Chris Teh

Chris Teh — Tue, 03 Jan 2023 11:01:45 +0000

My current loan interest is 4.5%, so I’m looking for anything which is higher than this. I’m currently investing in US ETF, just wondering if any investment option out there which available.

Comment on Answer for CIMB 4.5% return FRIA-i Vs 3.95% FD campaign by Maria Wang Mei Hua

Maria Wang Mei Hua — Thu, 29 Dec 2022 14:56:39 +0000

Thanks for the heads up. Assuming that one is a preferred customer and eligible, can you answer my question about comparing the interest rates? (I’m not signing up, just trying to understand)

Comment on CIMB 4.5% return FRIA-i Vs 3.95% FD campaign by Maria Wang Mei Hua

Maria Wang Mei Hua — Fri, 23 Dec 2022 17:29:27 +0000

Sorry the question box glitches on my phone (whenever I try to delete things, copies of the deleted text keep multiplying!) Here's the link about the FRIA-i product: https://www.cimbpreferred.com.my/en/preferred-experience/preferred-promotions/friai-bundle-casa.html

Comment on Answer for Best Medical Insurance for Fresh Graduate by Samuel Tan Joo Woon

Samuel Tan Joo Woon — Wed, 05 Oct 2022 09:47:30 +0000

okk, thanks for the info