I read through your email on subject about maximize tax relief in YR2017.
#3 – Private Retirement Scheme (PRS) for self (max 3,000 tax relief)
This is one of the few tax reliefs that you don’t need to spend any RM to be eligible.
It is like you invest into PRS type of unit trust funds, but you get tax relief out of it.
If you are under 30, government even give you back 1,000 just by contributing to this ‘second EPF’
May I know how invest into PRS without spending any RM to eligible?