Don’t get MRTA/MLTA – Get this instead

Summary of this video MRTA/MLTA Downfall – who’s the beneficiary? How Banker can give you huge discount on MRTA premiums, at the expense of your family should you kick the bucket MLTA seems better on the surface…or is it really? Not to mention more expensive Personal Term Life Insurance to substitute MLTA-  Sales Illustration example…

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How Investment Linked Policy Really Works – with Sales Illustration

Summary of this video How Premium Paid and Insurance Charges Move over the years What Happens when Insurance Charges > Annual Premium What is the probability your policy will lapse How to Mitigate this Risks by Top Up Premium What is Waiver of Premium or Payor Benefit x x x x x x x x…

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Restructure an Investment Linked Policy

Summary of this video How you are paying for redundant things in your policy… …and how you save money and triple your protection by policy restructuring See me restructure a policy LIVE by removing the unnecessary stuff x x x x x x x x x x x x x x x x x x…

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Quantify Basic Protection Needs #2

Summary of this video Quantify Critical Illness Coverage Understand the Hard Facts behind Medical Card Coverage Quantify Hospital & Surgical Policy Coverage x x x x x x x x x x x x x x x x x x x x x x x x x x x x x x x x x x…

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Quantify Basic Protection Needs #1

Summary of this video The 4 pillars of protection Why coverage is not equal to premiums paid Quantify death and TPD coverage x x x x x x x x x x x x x x x x x x x x x x x x x x x x x x x x x x…

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