PruValueMed full details

As mentioned previously, Prudential came out with a competitive new medical card in the market – PruValueMed. Here is the full 93 pages presentation on the product. Another feature to highlight is the coverage of take home drugs and consultation for Outpatient Treatment – which majority not covered by insurers like HLA or Manulife, but covered…

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PruValueMed – Competitive

Prudential came out with a competitive new medical card in the market – PruValueMed. Here are 2 major excellent features worth mentioning: Virtually no annual limit by design Re-term Lifetime limit to what Prudential known as Med Value Point. It is prudent to call it so instead of “Lifetime limit” because once your cumulative claim exceeds…

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Sample of Medical Card Comparison

How to compare important medical features – and how it is done.

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Manulife’s Manulink Shield

A breakthrough investment linked policy with 100% premium allocation from 1st year onwards

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AIA’s own answer to GE’s deductible medical rider

Allianz has long been the only player in the niche of deductible medical card – the “no-strings-attached” type. Previously, we have covered Great Eastern’s deductible medical rider; provided a corresponding normal medical card rider is bought as well (what I call as “strings-attached” type). Refer it here – Member’s questions – Upgrade existing Great Eastern…

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The only medical card solution for pre-born baby

If you are a parent, you care for the well-being of your child, especially before 3 years old – whereby frequent, unanticipated visits to the hospital is a common occurrence. Each visit may set you back a few ’00 to a few ‘000 – either from your own pocket or from your company family medical…

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Member’s Question – Upgrade existing GE medic card?

Summary of this video Upgrade existing medical card – worth it? What is the high Annual Limit & No Lifetime Limit as claimed? The Annual Limit is 10 times the Deductible Amount which ties back to the original existing medic card Annual Limit – what does this mean? New feature coverage in this new GE…

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Why some Private Hospitals were removed from insurer’s panel list

Summary of this video Note: this could happen to any insurance company, anytime! (below using Prudential memo as case study) What it means when a private hospital is under an insurer’s panel list Can we still get admitted to a non-panel hospital? Any cons? Why a private hospital  are removed from an insurer’s panel list Should…

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Insurance Claims Part 2 – Medic Claim Process you should know

Summary of this video What can you claim from a medical card aka H&S policy Conditions for the relevant documents to be eligible for claim The Hospital Admission process flow Guarantee Letter vs Reimbursement The Medical Card Claim process flow x x x x x x x x x x x x x x x…

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The Contender to the Best Medical Card in the Market (Jun 2014) and Why

Summary of this video Improvement to Great Eastern’s Smart Medic medical card product line The option to remove co-insurance and co-payment clause A deductible feature which “removes” the annual limit of the medic card The limitation to the above deductible feature What these “riders” are called x x x x x x x x x…

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