Category Archives: Product

How to Get Health Insurance even if you are overweight w/ high cholesterol + blood pressure

You may have watched the video below but in case you have NOT, watch it first to get a background of what this is about. Of course, as a subscriber, you get more than the information I shared in this video. And that includes: A quotation of a simulated male, 47 years old for 200k…

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New medical card review Sept 2017

OK, here’s the thing – it is not everyday or even every month where insurance companies updates their range of medical cards aka health insurance aka hospitalization & surgical policies. No, I do not mean minor updates, but rather major revamp which deserves our attention. So this is the month where that happens, and you…

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Allianz Medical Card Range Comparison (updated Feb 2017)

This table compare all available Allianz medical card options and configurations, with indicative annual premium for a 35 & 50 years old Male/Non-smoker/Occupation Class 1 & 2. Room & board (R&B) is fixed at RM 250 where available because this represents the above average rate in most private healthcare nowadays. Moreover, since the annual/lifetime limit…

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AIA Medical Card Range Comparison (updated Nov 2016)

This table compare all available AIA medical card options and configurations, with indicative annual premium for a 35 & 50 years old Male/Non-smoker/Occupation Class 1 & 2. Room & board (R&B) is fixed at RM 250 where available because this represents the above average rate in most private healthcare nowadays. Moreover, since the annual/lifetime limit…

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Prudential PruValueMed now comes with Deductible options

Prudential products are known for its premium prices, so when we hear that a PruValueMed can be bought at only RM 1,200 per year, I got to check out more. Turns out, PruValueMed comes with deductible options. Previously, only Allianz captures this market, but now Prudential also wants to capture this market. However, it still…

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Allianz Infinite Xtra – ‘premium’ grade premium + features

Allianz updated its Medisafe Xtra medical card as highlighted here before in 2015 – a few notches above its previous revision. Among the highlights: No lifetime limit What used to be lifetime limit now becomes annual limit Elective treatment in Singapore following reasonable & customary charges in Singapore* No condition co-payment if exceeds annual limit for…

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Best medical card 2016 so far – Smart Medi 2.0

This standalone medical card has 1 main feature unheard of in the market – a comprehensive annual health screening and cancer marker tests. And plus some other features as well which is quite innovative. Its only weakness is a low Outpatient Cancer & Kidney Dialysis for non VIP package. Refer to the presentation slides and…

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International medical card

This is an offshore insurance products, for medical coverage worldwide (>90 days stay outside Malaysia) Download Product brochure HERE Download Table of Benefits HERE Download Table of Premiums HERE

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(Updated) Allianz Medisafe Xtra medical card

Back in July 2015, Allianz Life updated its flagship medical card – SEE HERE again if you cannot recall. What I didn’t include then was a full presentation of the features and comparison vs other companies. And there is this thing called Medisafe Extra – which covers reasonable and customary charges for medical expenses incurred…

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New medical card from Allianz (July 2015)

Allianz Medisafe (new) Medical card is getting more and more competitive nowadays.  Allianz, known for its rich features and low costs, revised its previously EUMCR card to Medisafe, with a few added features: Highlights of Benefits at a glance: Add in Dengue fever outpatient coverage Outpatient coverage to include consultation, exam tests and take home drugs…

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