Will Global Economies Recover or Recede in 2024?

Yep, we are going to answer that today. I'm going to even show you what to do. It's easy Best of all, no extra protection or investment premium required (although that definitely helps) More

This is how you can detect and resolve common issues during hospital admission & discharge using your own medical insurance, without needing your insurance agent to be on-site.

26 July 2023 - Although US central bank (the Fed) never committed to it, the 0.25% hike could be the last or second last, as we near the end of the

Contestability period is a practice pertaining to any medical insurance policy that allows the insurance company to contest or question the claim raised within 2 years of the policy being

Pre-hospitalization medical claim: RM 142.90 Post-hospitalization medical claim: RM 114.00 Filing claim using insurer's own app Claim payment receipt 1 Claim payment receipt 2 Transaction history inside bank account Conclusion: When there is no misrepresentation of

Let me reveal to you - a good indicator of the type of illness or condition you should really be aware of... ...based on the top-down breakdown of the Top 5

Last month, I gave you heads up on 2 things that will ‘spoil’ the predicted sequence of events leading to the Fed Pivot: From then until

We are now one step closer in the 1-2-3 sequence of events (as explained in my Jan 23 update). The markets also reacted to it The next meetings happens on

I'll bring you up to speed on what to expect so far this year. They kept interest rates at 0.125% throughout 2020-2021 until they realized inflation was

Apart from hiking interest rate, another way to bring down inflation, is to decrease money supply in the economy by adjusting bank Reserve Requirements (RR) in a season of Tightening Monetary

Just a matter of time - the Federal Reserve will pivot because the Federal government needs it. When that happens, we're going to get more persistent inflation and everything will inflates,

EPF annual report press release usually coincides with annual Budget week, not sure if you notice. EPF statements in last week press release is a good perspective to help you understand

I’ve compiled FAQs on your investment portfolio in view of what’s happening. See below. Q1. Was it a bad decision/timing to invest/stay invested in 2021? Last year,  Aug 2021 at Jackson Hole, US

Read this Term Sheet on Structured Investment Product from banks. Then watch below, a True Story my client told me. https://www.youtube.com/watch?v=1XUsv6ikm4k The issue is NOT with the underlying shares for the structured

How to check the Guarantee Letter status and decision myself?Call the phone number on your medical card. They operate 24 hours a day, 7 days a week. Why is deposit required

For detailed updates, equally compelling reasons why market could stay low and bounce back by year end, watch below

Global equity markets plunge needs no further explanation by now, but bond markets also experienced a downturn never seen since 180 years (2 lifetimes!) ago Conventionally, bonds are the safe haven

A mind blowing revelation, backed by statistics, proving what every individual stocks investors has been experiencing their entire life. Even if you idolize Warren Buffett, and learned all his tricks and

First of all, you need to understand these 3 things for this to make sense How Investment Linked Policy (ILP) worksInsurance charges (Cost of Insurance) HikeSustainability concept in ILP This will make

Do you know what saving money is a NON-Economically Productive activity, but Spending Money and Going into Debt IS? IN this mind blowing, eye opening story, you will learn why, and

Sometimes, people forgot the 'human element' when it comes to dealing with investment or insurance. This is how you know your agent has empathy and therefore prioritizes your emotions and feelings

Confession of a property investor who got misled & blindsided by an infamous property guru - learn from her mistake so you don't make such disastrous mistakes on your own. Juicy

Yes, that's right. See this and understand how it can negatively impact your policy sustainability and premiums going forward Click to Enlarge Make no sense to you? Then you miss these 2

Was invited by EPF (yes, the one and only KWSP) in 25 Oct 2021 to give a talk on this topic (in BM). These are the bullet points: -How to make more

Continue from part1 of the same title - narrating the behind-the-scenes of how our client serviced his mortgage installments for more than 1 decade, only to discover his outstanding loan

Real story of how our client serviced his mortgage installments for more than 10 years, and then realized the outstanding balance is even HIGHER than the original mortgage amount! Seeing is

Malaysians who had been blindsided by notorious property gurus running rampant in the property investment industry came out and shared this to others - hopefully it helps to heighten the

Oh, the hassle of going to the doctor's clinic or hospital to do medical check as instructed by the insurance company when you apply for insurance. Yet, you may have seen

How is assurance difference from insurance? Do you know that some people have multiple insurance policies but actually very little or invalid assurance? How can that be? And how to check and prevent

By revealing to you behind-the-scenes of CF Lieu YouTube channel No Holds Barred Here's the thing: Subscribers count does NOT matter (aka 'vanity metric'). You will see that CF Lieu channel earns

Purchasing a property (and getting a long term loan comes with it) is one of the biggest adulting process you can never be too prepared for. Getting approved for the home

This is High Level Investing knowledge. Read the background story HERE first Then watch the below for my commentary where I break it down into layman explanation for your understanding.

And why should you care? Now that Covid19 has changed the world like never before? More details, watch below.

...in terms of future EPF dividend returns ....even if you don't need to withdraw a single cent from your EPF account 1 (aka not participate in i-Sinar) More details, watch below.

When I first heard my client related his kisah benar to me, even I was surprised at how this happened The audacity, notoriety and blatant disregard of ethics of the insurance

Below, this 5 min info will be the best time spent this month Only if you want to buy a desktop computer: How to avoid getting non-compliance penalty if you are

Yep, we are going to answer that today. If you're retired or unemployed, what kind and how much of insurance can you apply for? How much can you buy for your

If you are confused with the many conflicting opinions or claims you heard so far on which one is better for you... …then this video will clarify EVERYTHING. Watch below. Highly recommended that

These are the Exact Fixed Deposit Substitutes you can use to 1.2x to 3x your FD Rate (1.7x percent) Safely & Consistently going forward …without needing to invest in stock market,

Yes, Personal Accident policy is relatively inexpensive. Most people don't even bat an eye on the premium cost. Some who do have it, do not realize how useless it is. Because your PA

We regularly get compliments from clients on our seemingly uncanny high success rate when it comes to insurance appeals. In case you aren't aware, it is a negotiation process where we

You may have heard someone said a medical card in the form of rider is better; on the other hand, someone else probably told you the complete opposite, stating a

Let me reveal to you - a good indicator of the type of illness or condition you should really be aware of... ...based on the top-down breakdown of the Top 5